:root {
  --boa-red: #e31837;
  --boa-blue: #012169;
  --boa-link: #0053c2;
  --boa-ink: #1f1f1f;
  --boa-muted: #626262;
  --boa-line: #d7d7d7;
  --boa-soft: #f5f5f5;
  --boa-white: #ffffff;
  --boa-blue-light: #e8eef7;
  --boa-red-light: #fdecec;
  --shadow-card: 0 4px 20px rgba(1, 33, 105, 0.08);
  --shadow-elevated: 0 20px 40px -12px rgba(1, 33, 105, 0.22);
}

* {
  font-family: Arial, Helvetica, sans-serif;
}

/* —— Auth (login / register) —— */
body.user-auth-body {
  margin: 0;
  min-height: 100vh;
  background: var(--boa-soft);
}

.user-auth-topbar {
  background: var(--boa-blue);
  color: var(--boa-white);
  padding: 1.25rem 1.5rem;
  border-bottom: 4px solid var(--boa-red);
}

.user-auth-topbar h1 {
  margin: 0;
  font-size: 1.75rem;
  font-weight: 700;
}

.user-auth-topbar p {
  margin: 0.35rem 0 0;
  font-size: 0.9rem;
  opacity: 0.9;
}

.user-auth-wrap {
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 2rem 1rem 3rem;
}

.glass-card {
  width: 100%;
  background: var(--boa-white);
  border: 1px solid var(--boa-line);
  border-radius: 1rem;
  box-shadow: var(--shadow-card);
}

.input-field {
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
  border: 2px solid var(--boa-line);
}

.input-field:focus {
  border-color: var(--boa-blue);
  box-shadow: 0 0 0 3px rgba(1, 33, 105, 0.12);
  outline: none;
}

.btn-primary {
  background: var(--boa-red);
  color: var(--boa-white);
  transition: background 0.2s ease, transform 0.2s ease;
}

.btn-primary:hover {
  background: #c41230;
  transform: translateY(-1px);
}

.text-link {
  color: var(--boa-link);
  font-weight: 700;
}

.text-link:hover {
  text-decoration: underline;
}

.account-type-card {
  border: 2px solid var(--boa-line);
  transition: border-color 0.2s ease, background 0.2s ease;
  cursor: pointer;
}

.account-type-card.selected,
.account-type-card:hover {
  border-color: var(--boa-blue);
  background: var(--boa-blue-light);
}

.account-type-card.selected i,
.account-type-card:hover i {
  color: var(--boa-blue) !important;
}

/* —— App shell (dashboard, transfer, etc.) —— */
body.user-app-body {
  margin: 0;
  background: linear-gradient(180deg, #fafafa 0%, var(--boa-soft) 100%);
  min-height: 100vh;
  padding-bottom: calc(72px + env(safe-area-inset-bottom, 0px));
  color: var(--boa-ink);
}

.balance-card {
  background: linear-gradient(135deg, var(--boa-blue) 0%, #023a8a 100%);
  border-radius: 1.25rem;
  box-shadow: var(--shadow-elevated);
}

.brand-icon {
  background: var(--boa-blue);
  color: var(--boa-white);
}

.brand-icon-sm {
  width: 2.5rem;
  height: 2.5rem;
  border-radius: 0.75rem;
  display: flex;
  align-items: center;
  justify-content: center;
}

.avatar-circle {
  background: var(--boa-blue);
  color: var(--boa-white);
}

.greeting {
  color: var(--boa-blue);
  font-weight: 700;
}

.nav-link-active {
  background: var(--boa-blue-light) !important;
  color: var(--boa-blue) !important;
  font-weight: 600;
}

.icon-circle-primary {
  background: var(--boa-blue-light);
}

.icon-circle-primary i {
  color: var(--boa-blue);
}

.action-btn {
  background: var(--boa-white);
  transition: transform 0.2s ease, box-shadow 0.2s ease;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.06);
}

.action-btn:active {
  transform: scale(0.97);
}

.stat-card,
.transfer-card,
.profile-card {
  background: var(--boa-white);
  border-radius: 1.25rem;
  border: 1px solid var(--boa-line);
  transition: transform 0.2s ease;
}

.stat-card:active {
  transform: scale(0.99);
}

.progress-bar-fill {
  background: var(--boa-blue);
}

.transaction-item {
  transition: background 0.2s ease;
}

.transaction-item:active {
  background: var(--boa-soft);
}

.bottom-nav {
  background: rgba(255, 255, 255, 0.98);
  backdrop-filter: blur(20px);
  box-shadow: 0 -4px 20px rgba(0, 0, 0, 0.06);
  border-top: 1px solid var(--boa-line);
  z-index: 40;
  padding-bottom: env(safe-area-inset-bottom, 0);
}

.bottom-nav-inner {
  display: flex;
  align-items: stretch;
  justify-content: space-around;
  max-width: 640px;
  margin: 0 auto;
  padding: 0.35rem 0.25rem 0.5rem;
}

.bottom-nav-item {
  flex: 1;
  min-width: 0;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 0.2rem;
  padding: 0.35rem 0.15rem;
  color: var(--boa-muted);
  font-size: 0.625rem;
  font-weight: 600;
  line-height: 1.1;
  text-align: center;
  transition: color 0.2s ease;
}

.bottom-nav-item i {
  font-size: 1.15rem;
}

.bottom-nav-item.active {
  color: var(--boa-blue);
}

.bottom-nav-item.active i {
  color: var(--boa-blue);
}

/* Legacy class names used in older markup */
.nav-item {
  transition: color 0.2s ease;
  color: var(--boa-muted);
}

.nav-item.active {
  color: var(--boa-blue);
}

.tab-active {
  background: var(--boa-blue);
  color: var(--boa-white);
}

.btn-transfer {
  background: var(--boa-red);
  color: var(--boa-white);
  transition: transform 0.2s ease, background 0.2s ease;
}

.btn-transfer:hover {
  background: #c41230;
}

.btn-transfer:active {
  transform: scale(0.98);
}

.btn-verify {
  background: #0d7a4a;
  color: var(--boa-white);
}

.amount-input:focus,
.code-input:focus {
  border-color: var(--boa-blue);
  box-shadow: 0 0 0 3px rgba(1, 33, 105, 0.12);
  outline: none;
}

.amount-input {
  font-size: 2rem;
  font-weight: bold;
  text-align: center;
  border: 2px solid var(--boa-line);
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

.code-input {
  font-size: 2rem;
  text-align: center;
  letter-spacing: 10px;
  font-family: "Courier New", monospace;
  border: 2px solid var(--boa-line);
}

.step-indicator {
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 1.5rem 0;
}

.step {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: #e5e7eb;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: bold;
  color: #6b7280;
}

.step.active {
  background: var(--boa-blue);
  color: var(--boa-white);
}

.step.completed {
  background: #0d7a4a;
  color: var(--boa-white);
}

.step-line {
  flex: 1;
  height: 2px;
  background: #e5e7eb;
  margin: 0 10px;
}

.step-line.completed {
  background: #0d7a4a;
}

.avatar {
  background: var(--boa-blue);
  width: 100px;
  height: 100px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1rem;
}

.avatar-text {
  font-size: 3rem;
  font-weight: bold;
  color: var(--boa-white);
}

.info-label {
  font-size: 0.75rem;
  text-transform: uppercase;
  color: var(--boa-muted);
  font-weight: 600;
  letter-spacing: 0.5px;
}

.info-value {
  font-size: 1rem;
  font-weight: 500;
  color: var(--boa-ink);
  margin-top: 0.25rem;
}

.text-accent {
  color: var(--boa-link);
}

.text-accent:hover {
  text-decoration: underline;
}

.badge-pending {
  background: var(--boa-blue-light);
  color: var(--boa-blue);
}

.bg-boa-blue {
  background-color: var(--boa-blue);
}

.text-boa-blue {
  color: var(--boa-blue);
}

.border-boa-blue {
  border-color: var(--boa-blue);
}

.info-panel-boa {
  background: var(--boa-blue-light);
  border-radius: 0.75rem;
  padding: 1rem;
}

.info-panel-boa .info-panel-title {
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--boa-blue);
  margin-bottom: 0.5rem;
}

.info-panel-boa p,
.info-panel-boa li {
  font-size: 0.75rem;
  color: #234875;
}

.btn-boa:hover {
  background: #023a8a !important;
}

.bg-boa-red {
  background-color: var(--boa-red);
}

/* —— Loans / tax / cards top sections —— */
.premium-card {
  background: linear-gradient(135deg, var(--boa-blue) 0%, #023a8a 100%);
  border-radius: 1rem;
  box-shadow: var(--shadow-elevated);
  color: var(--boa-white);
}

.premium-card-alt {
  background: linear-gradient(135deg, #c8920a 0%, #a86f06 100%);
}

.btn-apply,
.btn-request {
  background: var(--boa-red);
  color: var(--boa-white);
  border: none;
  cursor: pointer;
  transition: background 0.2s ease, transform 0.2s ease;
}

.btn-apply:hover,
.btn-request:hover {
  background: #c41230;
}

.irs-badge {
  background: linear-gradient(135deg, var(--boa-blue) 0%, #023a8a 100%);
  box-shadow: var(--shadow-card);
}

.status-badge {
  display: inline-block;
  padding: 0.25rem 0.75rem;
  border-radius: 9999px;
  font-size: 0.75rem;
  font-weight: 600;
  text-transform: capitalize;
}

.status-pending {
  background: #fef3c7;
  color: #b45309;
}

.status-approved {
  background: var(--boa-blue-light);
  color: var(--boa-blue);
}

.status-disbursed {
  background: #d1fae5;
  color: #047857;
}

.status-rejected {
  background: #fee2e2;
  color: #b91c1c;
}

/* —— Virtual card display —— */
.card-container {
  perspective: 1000px;
}

.card-container .card {
  background: linear-gradient(135deg, var(--boa-blue) 0%, #023a8a 55%, var(--boa-red) 100%);
  border-radius: 1rem;
  box-shadow: var(--shadow-elevated);
  min-height: 200px;
}

.card-type-badge {
  position: absolute;
  top: 1rem;
  right: 1rem;
  background: rgba(255, 255, 255, 0.2);
  padding: 0.25rem 0.6rem;
  border-radius: 0.35rem;
  font-size: 0.65rem;
  font-weight: 700;
  letter-spacing: 0.05em;
}

.chip {
  width: 42px;
  height: 32px;
  border-radius: 6px;
  background: linear-gradient(135deg, #e8c547 0%, #c9a227 100%);
}

.modal.hidden {
  display: none;
}

@media (min-width: 768px) {
  body.user-app-body {
    padding-bottom: 0;
  }

  .desktop-sidebar {
    position: fixed;
    left: 0;
    top: 0;
    height: 100vh;
    width: 280px;
    background: var(--boa-white);
    box-shadow: 4px 0 20px rgba(0, 0, 0, 0.05);
    border-right: 1px solid var(--boa-line);
  }

  .main-content {
    margin-left: 280px;
    padding: 2rem;
  }

  .bottom-nav {
    display: none;
  }
}